Physician Loans
Low or no down payment for doctors, without PMI
Designed for physicians, dentists and other medical professionals: financing up to 100% with no PMI, student-loan-friendly underwriting, and closing on a signed employment contract.
- Down
- 0–10%
- PMI
- None
- Student loans
- Flexible treatment
- Income
- Future contract OK
Best for
- MD, DO, DDS, DMD and similar
- Residents & fellows
- New attendings with a signed contract
- High student-loan balances
Student loans
Many programs exclude deferred student loans or use income-driven repayment amounts rather than a percentage of the balance.
Employment
Close up to 90 days before your start date with a signed employment contract (program dependent).
Run your numbers
*Program summaries are general information. Guidelines, loan limits and pricing change; eligibility is determined during underwriting.