1031 Exchange Financing
Replacement-property financing on the exchange clock
Investors completing a 1031 like-kind exchange need financing that closes within the 45-day identification and 180-day exchange windows. We coordinate with your qualified intermediary to close on time.
- ID window
- 45 days
- Close by
- 180 days
- Programs
- Conventional, DSCR, commercial
- Min. down
- 15–25%
Best for
- Real estate investors
- Trading up rental portfolios
- DSCR-qualified investors
- Residential 1–4 unit and commercial replacement properties
Timeline
We pre-underwrite before you identify replacement properties so financing is never the reason an exchange fails.
Qualifying
Qualify on personal income (conventional) or on the property's rental income with debt-service-coverage (DSCR) loans.
Tax note
We are not tax advisors. Work with your CPA and qualified intermediary on exchange requirements.
Run your numbers
*Program summaries are general information. Guidelines, loan limits and pricing change; eligibility is determined during underwriting.