GENIUSMORTGAGE

Commercial lending · 50 states

Commercial and investor financing, nationwide.

Business-purpose loans for investors and owner-operators — from a single DSCR rental to multifamily and owner-occupied commercial real estate. We source capital from banks, debt funds, agency and SBA lenders.

DSCR rental loans

1–4 unit and small multifamily rentals qualified on property cash flow, not personal income.

Multifamily (5+ units)

Agency, bank and bridge options for apartment acquisitions and refinances.

Bridge & fix-and-flip

Short-term financing for value-add projects, with draws for rehab.

SBA 7(a) & 504

Owner-occupied commercial real estate and business acquisition financing.

Mixed-use & retail

Storefronts with residential units, strip centers, and neighborhood retail.

Industrial, office & self-storage

Stabilized and transitional assets with bank, CMBS and debt-fund capital.

What we need to size your deal

  • Property address, type and purchase price or as-is value
  • Current rent roll and trailing-12 operating statement (income properties)
  • Rehab budget and after-repair value (value-add / bridge)
  • Sponsor experience and liquidity
  • Target close date and any 1031 exchange deadlines

Commercial and business-purpose loans are not consumer mortgages and are subject to separate lender guidelines. Availability, terms and licensing requirements vary by state and loan type.

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