GENIUSMORTGAGE

Legal

Licensing & disclosures

Licensing

Ravi C Katta, NMLS #2007735. Verify licensing at NMLS Consumer Access.

Texas consumer complaint & recovery fund notice

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.

Equal Housing Opportunity

We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, marital status, age, or receipt of public assistance.

Rates, forecasts and calculators

Rate Outlook forecasts and calculator results are educational estimates, not loan offers, rate locks, approvals or commitments to lend, and are not investment advice. Rates and terms are subject to change without notice and depend on credit, collateral, loan amount, occupancy, and underwriting.

Commercial loans

Commercial and business-purpose loans are made for business purposes only and are subject to separate lender guidelines and applicable state law.